Credit Score

Min. Down Pymt

Full Doc

No Ratio

No Doc

580

25%

Yes

N/A

N/A

620

10%

Yes

N/A

N/A

660

15%

Yes

Yes

N/A

700

15%

Yes

Yes

Yes

 

  • Full Doc = 2 years W2’s or 24 Months Bank Statements / Most recent Pay Stub
    • ( Fixed Income Current awards letter and Bank Statement)
  • No Ratio = 2 year employment history / verbal verification
  • No Doc =  No Documentation
  • PMI on Loan to value over 80%
  • Self employed borrowers are excepted

Contact People First Lending for Current Mortgage Rates

Jose Ruiz
 
People First Lending
1701 Park Center Drive  - Suite 204
Orlando, Florida 32835
 
PH: 407-294-4500
 
FX: 407-822-8818

 

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